KATHMANDU: Sanima Bank has delivered a strong financial performance for the period ending Chaitra 2082, marked by significant growth in profitability, lending, and shareholder returns, reflecting the bank’s resilient operations and sound strategic execution.
According to the financial highlights released by the bank, net loans and advances increased by 8.25 percent, reaching NPR 198.6 billion, underscoring sustained credit expansion amid a challenging banking environment.
The bank’s profit after tax jumped by an impressive 42.2 percent to NPR 2.35 billion, signaling improved asset quality, efficient cost management, and stronger interest income. This sharp rise in profit has further strengthened shareholder confidence.
Sanima Bank also maintained a solid capital position, with a Tier 1 Capital Adequacy Ratio of 10.03 percent and a Total Capital Adequacy Ratio of 13.16 percent, well above regulatory requirements. During the period, the bank reinforced its capital base by issuing 8.25 percent Perpetual Non-Cumulative Preference Shares worth NPR 2 billion, enhancing long-term financial stability.
Reflecting improved profitability, the bank’s Return on Equity (ROE) climbed to 13.13 percent, compared to 10.35 percent in the same period last year, while Earnings Per Share (EPS) rose sharply to 22.92 from 16.33 year-on-year.
Furthermore, the bank reported a total annualized distributable profit of 18.57 percent, indicating a strong capacity to deliver attractive returns to its investors.
With consistent growth across key financial indicators, Sanima Bank’s Chaitra 2082 performance highlights its strengthening market position and reinforces its outlook for sustainable growth in Nepal’s banking sector.
